.bodycopy    { font-size: 13px; text-align: justify; word-spacing: 0px; letter-spacing: 0px }
.disclaimer  { font-size: 11px }
A:link { color: #173261 }
A:hover { color: #e4001c; text-decoration: none }
.title  { color: #0e305b; font-size: 20px; font-family: "AGaramond Bold", times; letter-spacing: 0px }